Owner Builder Home Construction LoansConstruction Loans
For Owner Built Homes
800-543-5600

The easiest construction loan you will ever find to help you build a house!   —   Construction Lending for Over 25 Years.

 

Are you building a house...

  •  By yourself?
  •  By hiring a general contractor?
  •  For your own use or rental?

Finally, the easiest and most flexible construction loan you will ever find to help you build a house!

At Owner Builder Loan Services, we specialize in residential construction loans for individuals who want to build their own home. Unlimited draws and no draw fees have made us the owner builder's choice for home construction financing for over 20 years. Whether you are building a home for your own use or for rental, you will find it very easy to work with our construction loan.

What makes this loan so different?

We are privately funded and can do things most banks can't. Most construction lenders require you to hire a contractor or have a site supervisor. We don't. Also, most construction lenders require you to pay for things with your own money first, and then they reimburse you in stages. This can be hard to do if you don't have the money on hand to pay for things. With our construction loan, the loan pays for the work as it is done. It doesn't get much simpler than that.

What makes this loan so flexible?

Building your own home does not require you to be a rocket scientist but there are some common do's and don'ts. Our loan program is structured in ways to help you safely build your own home. At the same time, we allow you to build what you want, where you want, and how you want. Purchase materials from your favorite suppliers and hire the trades-people you want. If you are skilled in a particular trade, we will let you use your own labor.

Free Applications and Fast Approvals

We do not charge an application fee. If you don't qualify, we won't even charge you for the credit report fee. To qualify you will need to own your own land. If you are still paying on the land, it may be possible for the construction loan to pay it off. You will also need to have verified income and good credit. In most cases, we can provide you with our conditional loan approval letter within 24 hours.

There are a lot of construction lenders and you have a choice. We think we have the easiest, most flexible construction loan you will find to help you save money as you build your own home. We are here to answer all your questions. Please call us at 800.543.5600 or you can email us at loan@ownerbuilderloan.com

Happy house building.

Fred L. Arnold, President

Toll Free: (800) 543-5600
loan@ownerbuilderloan.com

Free Gift When You Apply for  a Home Construction Loan

Getting a construction loan to build your own home has never been easier!

Conventional, kit or log home
construction financing.

Toll Free: (800) 543-5600
 loan@ownerbuilderloan.com